A-Mudra is a scheme (yojana) brought by the Government of India for all of you through which now everyone will get a loan. Your CIBIL score is good and you want to start a new business and that too your own, If you want to do business and want to move forward then this scheme is a huge opportunity for you. You can apply for this, Can you take a loan from Rs 50,000 to Rs 1,000,000?
e-mudra,eligibility for, yojana
To be eligible for this scheme, you must be an Indian citizen and you must have Aadhaar card, PAN card, bank passbook and a business model that you can show. You will be able to see that yes, I am taking a loan for this business, Both men and women can apply for this scheme. You just need to be between 59 and 18 years of age. You will be able to do business.
documants requird for, yojana
- Aadhaar card with mobile number link
- pan card with aadhaar card link
- Bank passbook pan and aadhaar link with same mobile number link
- best cibile score (770) above
Online Application Process
First you have to go to SBI e Mudra yojana portal, as soon as you click on that link. There you will be asked in which language you want to proceed,
so after selecting your language you have to click on the process. After processing,
you have to fill your mobile number, captcha code, account number and how much loan amount you want to take there and brother,
to be eligible there you have to do a KYC verification. The mobile number which will be linked in the Aadhar card, an OTP will be sent to this mobile number. You have to fill that OTP. After that you have to verify. You have to give the account number. Then after filling your amount, you have to click on the proceed area.
If you become eligible, then the next step will open for you and if you are not eligible, then brother you will be sent a return from there,
so first try that one. The further process will be told to you automatically from there by guiding everything step by step, whatever your online process will be, all will be paperless. You will not have any problem. You just have to apply the process one step at a time and your loan will be credited to your account within a few minutes.
e-mudra loan yojana details
Suppose you take a loan of Rs 50,000 then you will have to pay 9.5% interest. If you want, you can take a loan of 50 months or even less months for which you will have to pay 9.5% interest? And your monthly installment will be between ₹11 to ₹24.
You have to pay once a month. It will be automatically deducted from your account. The account from which you have applied, And brother, in this Mudra Yojana, you do not have to go to any bank or to anyone to get a loan. The process I have told you is on your mobile phone itself. If you apply through this process, then your amount will be credited to you in a few minutes. If everything is right, then you will get the loan.
Offline apply process- visit sbi branch
If you want to apply offline by visiting the bank, you can do it through this facility. Both the methods are available here. If you don’t know how to do it online, you can also go to the bank. Before going to the bank, you will have to take your Aadhar card, bank passbook, mobile number, PAN card, etc. and what business you want to do, what you want to do. You will have to take all the details like photo etc. and whatever employee works in this Mudra scheme, you have to meet him first and show all the documents after talking to him and from there your loan will be approved. The paper will be filled and submitted and whatever number of days you will get your payment, the loan amount will be approved, it will be told there. Online you get it a little faster, you get it instantly. In offline, it may take you a week because in time it can be done in 1 day. It will be known only after going to your bank whether it will be done in 1 day or not?This is 1 week!